51 Trenton Frankford Rd, Trenton, ON
T: 613-451-2741


Here at QuinteAutoCredit.ca we know that bad things happen to good people. These are things that we could not forsee and cause us to get into debt deeper than we could have ever imagined. We believe everyone deserves a second chance!

Quinte Auto Credit is a division of Spelmer Chrysler Jeep Dodge Sales and we want to help give you that second chance. By getting you into a new car loan we will be able to do just that. Our first priority is to assist you in establishing or re-establishing your credit as well as provide you with a very safe and dependable vehicle. Our caring staff provide you with superior professional service to get you moving forward with your life.

Whether you are establishing credit for the first time or re-establishing your credit we are sure we can help you. Good credit, bad credit, no credit, consumer proposal, or bankruptcy, there are financing options available to you. We want to create a long term relationship with our clients that help to make your car buying experience a great one for years to come.

At Quinte Auto Credit we know that sometimes life can get a bit out of control and all you need is a little help to get going again. We are here to do just that. Go ahead, contact our friendly Financial Services Manager today!


QuinteAutoCredit.ca is a single service provider – our service is to get you driving again.

Easy Auto Loan Applications

We will work with you to get through the easy and painless process of an Auto Loan Application, ensuring that all of your information gets to the financial institution correctly. This will help to make the process much smoother and faster.

Quality and Variety of Vehicles

We are here to help you find the right vehicle to suit your needs. We offer a very wide range of good quality and dependable gently used vehicles as well as the possibility for a Brand New Chrysler, Jeep, Dodge or Ram.

Building (and Rebuilding) Your Credit

We help you get an idea of what your credit report contains and what it says about you to potential lenders. If your score is low we work with you and provide you with ideas and ways you can improve your credit score. The better your credit score the better chance you’ll be able to get great rates on your new vehicle financing.

Complete Privacy

We also make sure that you’re information is kept safe when working on these issues. We don’t want to see you get unsolicited calls or letters from third parties that you didn’t ask for. We respect your privacy and work hard to keep it that way.


What are your interest rates?

Our interest rate is unique to each individual based on their current experience and credit score. Sometimes these rates may be as low as 0%

What if my credit is really bad?

Every situation is unique and we have lenders available that will give our customers that “second chance” they need to rebuild their credit.

Does it affect/hurt my credit to apply?

When you apply for any loan it does affect your credit score. The key is to not put out applications at several locations and then it will have minimal affect to your credit score/rating. Work with one provider – like us – and keep the number of credit checks as low as possible.

Other lenders have turned me down...

We have lenders that deal with all types of situations. We cannot guarantee what the terms and conditions are but we will be able to guide and explain what the requirements may be towards getting you an approval.

How much of a down payment is required?

This will depend on the financial institutions decision. We do have “zero money down” options available based on your credit situation.

What do I need to do to apply?

You must be at least 18 years of age and have a valid driver’s licence or a co-signor with one. You must also be a minimum of 3 months at your job.


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51 Trenton Frankford Rd
Trenton, ON
K8V 5P6

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